Terms of Use

You may use the website to learn about the service, compare plans, read our FAQ, sign up for an account, and manage your subscription. You may not:

If you create an account, you're responsible for keeping your login credentials secure and for all activity under your account. Let us know right away at contact@thepointsplanner.com if you suspect unauthorized access.

All content on the website — including the design, code, text, graphics, logos, images, and the selection and arrangement of content — is owned by The Points Planner LLC or its licensors. You may view and interact with the website for personal use, including managing credit cards held in your own name (whether personal or business). You may not copy, republish, or repurpose any content without our permission.

Third-party names (such as credit card issuers, airlines, hotel chains, and loyalty programs) appear on the website for descriptive purposes only. Those trademarks belong to their respective owners.

The website may link to third-party sites (for example, credit card application pages or travel booking sites). We don't control those sites and aren't responsible for their content, terms, or practices. Some outbound links may be personal referral links — see our Licenses and Disclosures for details.

We work to keep the information on the website accurate and up to date, but credit card benefits, transfer partners, point valuations, and travel pricing change constantly. We don't guarantee that any specific piece of information is current or complete. Always verify with the relevant issuer, airline, hotel, or loyalty program before making a decision.

Nothing on the website is financial, tax, legal, or travel advice. The website and service are planning and tracking tools. Decisions about credit cards, loans, redemptions, and travel bookings are your own.

We aim to keep the website available at all times, but we don't guarantee uninterrupted access. We may take the site offline for maintenance, make changes to its features, or discontinue parts of it at any time.

The website is provided "as is" without warranties of any kind. The same disclaimers and limitation-of-liability provisions in our Terms and Conditions apply to your use of the website.

We may update these Terms of Use from time to time. The updated version will take effect when posted. If we make a material change, we'll give notice through the website or by email.

Questions? Email contact@thepointsplanner.com.